Cruise Retirement: Living The Retirement Dream

Cruise Retirement: Living The Retirement Dream

Are you looking for a retirement life that offers travel, adventure, and meeting people from all over the world? Follow Geoff and Leanne on their round-the-world cruise retirement.

Ever dreamt of selling up, seeing the world, and cruising the waterways of Europe? Well retirees, Geoff, and Leanne, are doing just that. They are a very ordinary Australian couple who have stepped up to a “life less ordinary”. Here Geoff describes how it all came about and how anyone can enjoy a similar cruise retirement lifestyle.

How it Began

Our friends all say that we’re ‘living the dream’ but I can tell you that’s just not true. Our wonderful lifestyle is way better than anything we could have dreamed up. In a nutshell, we’re an Australian couple who retired early at the end of 2016. We bought a motorboat in England and now spend about five months each year cruising the rivers, canals, and coastlines of Europe.

The end to another fantastic cruise retirement day
The end to another fantastic cruise retirement day!

The balance of the year we spend exploring the world aboard luxury cruise ships for free, by giving speaking presentations to fellow passengers, as well as doing pet and housesitting assignments. So how did it all come about? We lived on the beautiful Sunshine Coast in Queensland enjoying a wonderful lifestyle and way back in 2009 we had the opportunity to spend two weeks cruising the rivers and canals in Burgundy, France.

“Why Return To Australia?”

Whilst there, we met many Brits, Aussies and Kiwis who have retired and spend time each year cruising around the canals aboard their boats. They usually return home when the thermometer drops. Now this was a lifestyle we wanted for ourselves. Australia, like the UK, is an expensive place to live. When we did the sums, it became clear that we couldn’t afford to maintain a home in Australia resigned to the fact that this lifestyle would remain out of our financial reach. That is, until one day when a friend casually said, “So why return to Australia? There are much cheaper places to live abroad!”

The seed was planted. We certainly didn’t expect anything to happen until we turned 60 at the earliest, but in mid-2016, (while we were in our mid 50’s), events conspired that led us to review our current circumstances. When we did, there was the realisation that if we were careful financially, we could bring our plans forward. In fact, we could, and we really should do this now while we were still healthy and active enough to enjoy the lifestyle. 

Boat Shopping

We started looking for the perfect boat to suit our needs. We wanted a boat that was versatile enough that we could take it through the rivers and canals of Europe but also something that would be suitable if/when we wanted to venture out into open water and cruise around the coastlines of the Mediterranean countries.

After a lot of research, we soon came across Broom Boats. They are a well-known English manufacturer with a reputation for quality. We were immediately drawn to this boat due to its versatility. The radar arch folds down to reduce the air draft or height of the boat to fit under low bridges in Europe. And we loved the large aft owners’ cabin with its own ensuite and shower.

We viewed several boats online before choosing a Broom 39, from James Dickens Marine in Southampton. I flew to England in November 2016 to obtain a survey report and to conduct a sea trial for the boat, and when everything went very well, our purchase decision had been made.  


Christmas Eve 2016 was our first day of retirement. Leanne and I made plans to sell or give away all of our possessions (nothing went into storage). After that, we rented the house that had been our home for the previous 20 years. We said farewell to family and a large group of wonderful friends, and left with only one suitcase each to travel to the far side of the world.

The cruise retirement life is a fantastic side-mission!
The cruise retirement life is a fantastic side-mission!

The End Goal

The end goal was to have no fixed address for an indeterminate period of time. Just before I finished up at work, I attended a cruise ship conference in Sydney. I was asked to replace a speaker who was ill and make an impromptu presentation. Afterwards I was approached by a woman who explained her role within the cruise ship industry. She was tasked with finding interesting speakers to entertain passengers. She asked whether I would be interested in being a speaker.

We didn’t really expect anything to come of it, but just before we flew out of the country, she contacted me. She asked if I would be available to present six talks aboard a ship leaving Singapore for a 14-day Far East Asian cruise. When I submitted my six topics the cruise line came back and asked if I would be available to do an additional 14-day cruise. Of course, part of the deal is that my wife Leanne gets to accompany me on these cruises.

Cruise Retirement Life

Leanne and I left Australia in early February 2017 and as well as the cruises spent some time in Penang, Malaysia which is an expat retirement haven. We had visited several places in Asia looking for somewhere that felt comfortable and was affordable.

We found that Penang ticked all the boxes. Accommodation is cheap, the food is incredible and affordable. Penang has the benefit of being very central, and culturally diverse. Penang is an ex-British colony, which means that most people speak some English.

Boat Pick Up

Leanne and I arrived in Southampton, England to pick up our boat in May 2017. We renamed it Sunshine Coast in honour of our former home and started to get used to our new home. We had never operated a boat of this size before and it took a few voyages to get confident with handling her.

This is the cruise retirement life!
This is the life! Geoff and Leanne on their vessel

Sights to See on our Cruise Retirement!

We took our time cruising along the English Channel, stopping to explore places like Portsmouth, Brighton and Ramsgate. We passed the iconic White Cliffs of Dover, before heading towards the big one, London. It was such a thrill to cruise up the Thames, under London Bridge, Tower Bridge and all the other bridges. We cruised past Big Ben and the Houses of Parliament and into our berth for the next month at Chelsea Harbour Marina.

Cruising past the Big Ben on the River Thames, London
Cruising past the Big Ben on the River Thames, London

We had a magnificent time in London. We ended up being guests of the All England Lawn Tennis Club for the two weeks of Wimbledon where we got to enjoy some wonderful matches including the men’s semi-finals. Then, just again by fluke, we met the Director of Les Misérables, who invited us for a backstage tour.

Finally, we met a gentleman at Wimbledon who invited us to be his dinner guests at the Royal Thames Yacht Club. Our experience is that the more you put yourselves out there, the more opportunities come up for you.

Continental Europe

It was now time to start the retirement plan though, and cruise across to Europe. We had heard all the horror stories about the English Channel and Lea was extremely nervous about the crossing. Once again, we were lucky though, because early one morning in July while stuck in a dreary Ramsgate, the weather gods opened a window for us.

We decided to stick our nose out for a peek and found the conditions were good enough. We put the throttle down, arriving in Dunkirk two hours later, much to Lea’s relief. Our original plan had been to turn south at Dunkirk and head further into France. However, we befriended a Belgium couple on another boat at the Dunkirk Marina who said Belgium was very nice, so we changed plans and headed north. Our new friends were right.

We had a wonderful first season exploring the Belgium countryside visiting stunning cities like Kortrijk, Ghent, Brugge and Ypres. While in Belgium we took a side trip to Scotland. Before retiring I had assisted the Scottish Commonwealth Games team set up a pre-Gold Coast Commonwealth games training and acclimatisation camp.

The final night of the Edinburgh Royal Military Tattoo
Geoff and Leanne enjoying the final night of the Edinburgh Royal Military Tattoo

The team then invited Lea and I to be their guests at the last night of the Royal Military Tattoo in Edinburgh in August 2017. Lea and I are both ex-military, so this was a huge highlight for us.

Winter Comes!

At the end of September, it started to get a bit chilly for us. So we put Sunshine Coast into hibernation at a marina in Antwerp. We had heard about people doing house and pet-sitting for people heading away on their own holidays, and decided to risk an investment of $200 on the site

We thought that if we were able to secure one week of petsitting and not have to pay for accommodation, it would have paid for itself. Within two weeks we had secured 23 weeks of pet-sitting in the UK and Cyprus. This is a win-win for everyone. Instead of the owners having to put their beloved pets into a home while they are away, we come in and care for the pets in their own environment. For us it’s great because we get to stay in some fantastic locations, at no cost.

We care for fur and feather families and getting our fix of unconditional love that only pets can provide. The only downside of our travels is not being able to have pets of our own, so we love the opportunity to pet-sit. Once we built up a reputation through references on Trusted Housesitters, we found that offers came in from all over the world.

We’ve been fortunate enough to pet-sit all over the UK, in Cyprus, Germany and Australia while on our cruise retirement journey. We’ve also had offers that unfortunately we couldn’t do, in places like St Kitts in the Caribbean, Whistler in Canada, the South of France and several places in the US. We have made some wonderful lifetime friends along the way.

Taking time off their cruise retirement in winter to pet sit
Geoff and Leanne taking time off their cruise retirement in winter to pet sit

The Cruise Retirement Life

We have been enjoying this wonderful retirement lifestyle now for three and a half years. During that time, we’ve cruised our boat in England, France, Belgium, The Netherlands and Germany. Most of the rivers in Europe are connected and then interconnected by man-made canals. This was the way commerce used to be transported aboard barges before the introduction of trucks and trains.

The infrastructure is still there and usually free to use. Once again, we’ve made some wonderful friends and can’t get over how affordable it is to operate a boat in Europe compared to Australia. We simply can’t understand why more people aren’t doing this. Last season we spent most of our cruising season in Germany where the average marina cost for our 12 metre boat is about $18‑$26 moorings that we spent over 50% of our nights not paying anything. This included a berth right in the centre of Berlin.

Free mooring at Belgium for our cruise retirement
Free mooring at Belgium – must be time for a drink!

People ask us if this cruising is similar to driving an RV or towing a caravan around. I suppose cruise retirement is in a way because you are travelling and visiting new places. However, while cruising the canals at 6 knots (the speed limit), you tend to take in everything around you and really appreciate your environment. You’re forced to truly relax. There is no worry of a road train hurtling towards you at 100kph or what will happen if a tyre blows.

Challenges in the Cruise Retirement

There are certainly some challenges with this lifestyle. We had to work out how to stay in the EU longer than just the three-month tourist visa would allow. Luckily, Australia has reciprocal agreements in place with several EU countries. We had to work out travel and health insurance, navigate language barriers and other issues. Yet, the enjoyment far outweighs the obstacles. In the end it is these challenges that build your experience and confidence and enhances the adventures.

Lecturing aboard cruise ships has been another wonderful experience. I didn’t have any public speaking or lecturing experience prior to retirement. I literally fell onto the speaking circuit because I had an interest in maritime explorers and adventurers. Last year Lea and I spent four and a half months circumnavigating the world aboard luxury cruise ships at no cost. Once again we met and befriended some incredible people and enjoying some sensational experiences along our the journey.

Proudly flying our flag in Germany
Proudly flying our flag in Germany!

In the beginning, Lea was very hesitant, first about retiring early, and then about leaving the Sunshine Coast. We had to name our boat Sunshine Coast so she could still live on the Sunshine Coast! She was very nervous about travelling to the far side of the world to live on a boat for the first time.

Everything we’ve done though, has led us to another wonderful experience or adventure which has, in turn led to another. Lea would now be the first person to say, that retirement was the best decision we have ever made.

Pet Sitting Opportunity

If you would like to try pet-sitting, then join Trusted Housesitters with the code RAF155789 to enjoy discounted membership. If you would like further information about the lifestyle contact Geoff or Leanne at or their Facebook page Retired Afloat.

Do you love to travel, but would rather something a little more close to home? Check our this interesting article following Peter and Jan on their trout fishing journey in their caravan!

The World – Live Permanently On A “Cruise Ship”

The World – Live Permanently On A “Cruise Ship”

The World can offer you an alternative to life on land. Consider buying an apartment on a residential ship that continuously circles the globe.

By Nicole Buckler

The World is the largest privately-owned residential yacht on earth. It has 165 private residences, which occasionally change hands like normal residential real estate.

Balcony of the 3-bed apartment.

Balcony of the 3-bed apartment.

Imagine the ultimate lifestyle that comes from combining a private yacht and a luxury holiday home. A home that takes you all around the globe, allowing you to wake up to new scenery outside your private veranda every few days.

On marina days, residents can enjoy sailing and kayaking from the marina platform, which lowers from the stern of the ship.

On marina days, residents can enjoy sailing and kayaking from the marina platform, which lowers from the stern of the ship.

The World – the Route

The residents who live on the 644-foot luxury ship experience different cultures and beautiful destinations, all from the comfort of their own home. Want to check it out? The vessel docks in Australia every few years. So stay tuned to their website for updates.

In 2020, the vessel will undertake an expedition to the Kimberley Islands, before setting sail for Southeast Asia. And then onwards to Singapore, Malaysia, Myanmar, and Sri Lanka, and then the Red Sea. The Middle East is after that. After gliding through the waters of the Mediterranean in June, it is onto Northern Europe, Russia, and the United Kingdom before crossing the Atlantic to spend autumn on North America’s eastern coast. After visiting Montreal, next is the heat of Havana, before turning towards the Panama Canal and onward to the Pacific. Peru, Chile, and Argentina are next. Then, Antarctica for New Year’s Eve. Sound good? Well, read on, because this is a lifestyle rather than a holiday. If you buy an apartment on the ship, you can live this lifestyle forever.

The journey planned for 2020.

The journey planned for 2020.

The World – a Small Town

The World is a floating city, or perhaps we could call it a small town. On board are six restaurants, golf facilities with putting greens and a state-of-the-art golf simulator, a full-size tennis court, swimming pools, a spa, a fitness centre, expert destination lecturers, a library, and a cinema. Also on board is an art gallery, arts and crafts, billiards, a florist, a gourmet deli, housekeeping services, a laundry, medical centre, nightclub, nondenominational chapel, a boutique, a concierge, video and board games, and youth program. The ship also has staff who do things for you. They can cook for you in a restaurant, or in your apartment. They have an onboard supermarket, getting produce from local ports.

But will it be crawling with people? Nope. The average occupancy at one time is 150 – 200 residents and guests. This isn’t anything like a usual cruise ship experience.

The World dropping anchor

The World dropping anchor


This ‘community at sea’ first set sail in 2002 and has visited over 900 ports in over 140 countries. With a continuous worldwide itinerary that enables the vessel to span the globe every two to three years, the ship is a complete floating city. The ship is privately owned by residents of The World – 142 families from 19 countries – North America (49%), various European countries (36%), and Asia, Australia, and South Africa (15%).

The pool at night

The pool at night

On average, residents spend around three to six months on board every year. And here’s the good news. The ship doesn’t just go around in the same circles every year. Itineraries are determined by a community vote.

Continuous worldwide journeys, with a focus on extended stays of an average of three days in port, ensure that residents have sufficient time to explore their favourite destinations. Unlike most vessels, The World spends nearly twice as many days at ports than it does at sea. In 2015, the ship visited more than 120 ports, in approximately 40 countries.

There are two pools on the ship

The World has two two pools


Knut U. Kloster Jr., the visionary behind The World, grew up in a family that was passionate about life at sea. After many years of working on the world’s best yachts and cruise ships, Kloster had a dream to create a way in which travellers never had to disembark. They could sail for as long as they wished from the comfort of their own private residence. As such, in 1997 he gathered together a team of experienced professionals and began working on the first vessel where people could travel the globe without leaving home. Construction of the vessel began in May 2000 in Rissa, Norway and in March 2002 Kloster’s dream was realised when The World set sail from Oslo with its inaugural residents on board. Her maiden voyage departed from Lisbon, Portugal in 2002. By June 2006, the original inventory of residences was sold out.

Living room of the 3-bed apartment

Living room of the 3-bed apartment

The World is the first ship of its size burning marine diesel oil rather than heavy bunker fuel, making for a much more environmentally friendly ship and allowing The World to call in areas where ships burning heavy fuel are banned.

The World - the largest private residential ship in the world.

The World – the largest private residential ship in the world.

Real Estate

If you want to buy real estate on the ship, you have a choice ranging from studios to expansive three-bedroom apartments. And of course, there is a palatial six-bedroom penthouse suite, which can sleep 12 people. So, the golden question is, how much do apartments cost? There are 165 apartments on The World and prices vary based on size, décor, location and market conditions. Current prices are rumoured to be hovering around $1.5m for studio flats, and the top suites up to $15 million. But considering that you spend your time travelling, and you can sell the apartment at any time, it does seem compelling.

The World property - this is the bedroom of the 3-bed apartment

The World property – this is the bedroom of the 3-bed apartment

There are other costs however, like annual ownership costs, based on the square footage of the apartments. These fees include a resident’s share of ship preservation, operations, crew compensation, and food and beverage onboard. If you can’t afford to buy an apartment, then you can go on board as a guest. To be a guest you have to be invited onboard by a resident. So perhaps you might want to start sucking up and stalking people onboard.

The average age of residents is 58 with 35% under 50. Residents are very active, entrepreneurial and philanthropic, and they have a thirst for knowledge, adventure and travel. There are some residents who live on the ship year-round, with the majority continuing to be active in their professional lives.

The World is the only boat that has a regulation-size tennis court.

The World is the only boat that has a regulation-size tennis court.

Work and Play

If you work from home, and don’t have to participate in a string of face-to-face meetings, then living onboard is a compelling idea. Every residence is wired for internet and has its own public IP address. Residents choose from a variety of internet bandwidth offerings depending on their needs. Residents can host a conference call, check email or conduct web-based research from virtually anywhere on the planet in their “office away from home.”

The World leisure - play billiards on a self-levelling pool table!

The World leisure – Play billiards on a self-levelling pool table!

Imagine operating your company from the privacy and convenience of your home office while gazing out of your living room window at Borneo’s exotic coastline or the breath-taking cliffs of Norway. Sounds pretty good, right? I think we have found the future of travel. ■

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